If you rent your home, whether it is an apartment, house, condo, or duplex, a renters insurance policy will protect your space and possessions. A renters policy protects you in unfortunate situations where you are effected by fire, theft, water damage, and other circumstances beyond your control.
Renters policies in New York usually provide coverage for items and situations which include:
- Personal Property – like your furniture, electronics, and clothing.
- Personal Liability – in the event that someone is injured.
- Damage to Your Apartment – if the damage is caused by a covered loss.
You can’t rely on your landlord’s insurance to cover your valuables — landlord insurance only covers the building structure and not your personal property. But whether you are at home or away, renters insurance can protect you from mishaps. Because it provides coverage for your own items, damages, and other people’s injuries, you can feel confident that you will be protected.
You may have questions regarding how much insurance you should purchase, or what a policy will actually cover. Our friendly agent will be happy to walk you through your options, and provide you with renters insurance in New York that you are comfortable with and confident in. Call us at 888-817-4432 today.